Spanish self-employed contribution calculator 2026
Work out how much you will pay each month to Spanish Social Security as a self-employed worker (autónomo), using the official 2026 income bands.
Your monthly contribution in 2026
€401.47
at the minimum base for your band. At the maximum base it would be €733.95.
- Monthly net earnings
- €2,092.50
- General expenses deduction
- 7 %
- Your band
- General table, band 6
- Contribution base you can choose
- €1,274.51 – €2,330.00
- Yearly total at the minimum base
- €4,817.64
Indicative result. Social Security adjusts the contribution once it knows your actual earnings for the year.
2026 bands
Self-employed bands and contributions
Minimum contribution for each band: minimum base × 31.50 %. Your band is highlighted.
| Table | Band | Monthly net earnings | Minimum base | Maximum base | Minimum contribution |
|---|---|---|---|---|---|
| Reduced | 1 | Up to €670.00 | €653.59 | €718.94 | €205.88 |
| Reduced | 2 | Over €670.00 up to €900.00 | €718.95 | €900.00 | €226.47 |
| Reduced | 3 | Over €900.00, below €1,166.70 | €849.67 | €1,166.70 | €267.65 |
| General | 1 | €1,166.70 to €1,300.00 | €950.98 | €1,300.00 | €299.56 |
| General | 2 | Over €1,300.00 up to €1,500.00 | €960.78 | €1,500.00 | €302.65 |
| General | 3 | Over €1,500.00 up to €1,700.00 | €960.78 | €1,700.00 | €302.65 |
| General | 4 | Over €1,700.00 up to €1,850.00 | €1,143.79 | €1,850.00 | €360.29 |
| General | 5 | Over €1,850.00 up to €2,030.00 | €1,209.15 | €2,030.00 | €380.88 |
| General | 6 | Over €2,030.00 up to €2,330.00 | €1,274.51 | €2,330.00 | €401.47 |
| General | 7 | Over €2,330.00 up to €2,760.00 | €1,356.21 | €2,760.00 | €427.21 |
| General | 8 | Over €2,760.00 up to €3,190.00 | €1,437.91 | €3,190.00 | €452.94 |
| General | 9 | Over €3,190.00 up to €3,620.00 | €1,519.61 | €3,620.00 | €478.68 |
| General | 10 | Over €3,620.00 up to €4,050.00 | €1,601.31 | €4,050.00 | €504.41 |
| General | 11 | Over €4,050.00 up to €6,000.00 | €1,732.03 | €5,101.20 | €545.59 |
| General | 12 | Over €6,000.00 | €1,928.10 | €5,101.20 | €607.35 |
Source: Order PJC/297/2026 of 30 March (BOE-A-2026-7296), article 18. The maximum contribution base for self-employed workers in 2026 is €5,101.20 a month.
How it is calculated
Four steps
- Net earnings. Business income minus deductible expenses, as for personal income tax, plus the self-employed contribution you deducted.
- General expenses. 7 % is deducted (3 % for company directors or partners with the holdings above).
- Monthly average. The result is divided by 12 and matched to its band.
- Contribution. You choose a contribution base within your band and 31.50 % is applied: 28.30 % common contingencies, 1.30 % occupational contingencies, 0.90 % cessation of activity, 0.10 % vocational training and 0.90 % Intergenerational Equity Mechanism.
Bear in mind
What the calculator does not include
- Reduced contribution for new self-employed workers. If it is your first registration or you have not been registered for two years, you pay a reduced contribution for the first 12 months. Social Security information (Spanish).
- Module system. If you are taxed under estimación objetiva, earnings are calculated differently.
- Multiple activities and other reductions. If you are also employed or entitled to other reductions, your contribution may be lower.
- Company directors and partners. Specific rules apply to their minimum base. We confirm it with your figures.